Bip39 condensed pdf https://atavi.com/share/xbwf7vz16jgof While it uses BIP32 approach you could however import BIP39 seeds into Electrum wallet. Also apart from BIp32 there is BIP44 version which some wallet use for that generation of seeds. This may explain to you vacant balances. This can be why it’s critical to verify https://www.gamespot.com/profile/pothirpeib/