It is a procedure in which a fertility doctor combines the harvested eggs and sperm of the intended parents to facilitate fertilization. Once the embryo is formed, the embryologist places it in the womb of the surrogate mother. The estimated surrogacy cost in Mumbai for this procedure is between INR 12 to INR 15 lakhs; while the same procedure will cost between INR 14 to INR 17 lakhs... https://www.ivfsurrogacy.in/surrogacy-cost-mumbai/